To Sell or Not to Sell, That is the Question

Hi, yeah it's me, remember me?

I've been buried in life. Doctor's appointments for the kiddos (3 more to go), House Hunting, House fixing, house, house, house.


Last week we had a bobcat come in and relevel the land, take out all the weeds, etc... We are getting ready to sell!

Except this week we looked at another house. Yesterday to be precise and we came to the conclusion that if all the houses were going to be short sales, we needed to sell first or take equity out of our home at least.

We want to put a big down so we can have a lower payment. But that puts us in a weird place. I can't remember if I blogged about it already because I haven't had time to get here to blog.

So, the original house we want is still available. Our offer was declined right off because of the contingency that we sell our house first. They aren't accepting contingencies.

But now that we know that a.) we can make about $500 a month off our house if we turn it into a rental property and that b.) they will be putting in a road that will make it ohsoeasy to get to the city from here about 2 miles away. It's in our best interest to keep the house.

So we are looking at a refinance, withdrawing a small portion of the equity and placing it down on the other house while also opening an account and placing six months worth of mortgage payments for this house in it. If that is even possible. I don't know how the whole lending business happens.

Meanwhile, the state has screwed all caregivers and their clients alike with their new plan to ruin the lives of the elderly and the disabled. Funny enough for a span of a few weeks it was called CLTS (or as Hubs referred to it, clits.) Now it's been changed to COLTS. LOL

Anyhow, my budget has been approved...for 20 hours...for the next 75 days. After that they may adjust it.

Two things here... if I weren't hubs caregiver (we'd be making a hell of a lot more money)...who would wait since May 17 until Sept ? (because I still haven't started) for a job to start? Who could wait?

Second, who can work for only 20 hours a week with no promise of a true end in sight after 75 days? Who can live like that?

It's been hard for us. One might ask how it can be so hard when I did wait and we are house hunting. Well, to answer that, I have no choice. With 5 kids having special needs and Hubs special needs, I'm stuck. House hunting...we need to find a new house because if I don't get these RAD kids seperated, I'm sending them back. We are able to house hunt because of the equity Hubs and I had in the house loooong before the kids arrived.

I did think that I could start up my biz again, but now that homeschooling may be in the picture, it will be totally impossible. Yet, another reason why we must move. New school, where the people will help me and basically not tell me to shut up and go home.

I read the reviews for the schools by the first home we want and there were a few posts from parents with children who had special needs who boasted about how the school bent over backwards to help their children. Soooo, we know there is a good school in that area.

So, at this point, I have a van full of packed stuff from the house that I was getting ready to take to a storage facility but now I don't know if I should waste the money to do that if we are going to keep this house.

We may just find ourselves stuck here despite it all. f---!